There Is A Way Out Of Debt

2006-06-21T12:57:00.000-07:00

My Story......

We are all aware of just how easy it is to accumulate a mountain of debt. The finance companies are throwing credit at us on a daily basis. Whilst some people manage fairly well, there are a growing number of people who are finding it harder and harder to cope.
We can all imagine the luxurious holidays, the nice car and the large house, but let's face it the reality is more a case of sleepness nights, panicing each time the phone rings or someone knocks at the door and wondering where it will all end. Before you know it the only day of the week where you are able to relax a little is Sunday, when most companies are closed, therefor no postman, no unwanted knocks on the door, and Saturday becomes the only day of the week, where you are able to get a good nights sleep.
I have been there, I am fully aware of the emotions experienced when dealing with the dilemma of what to pay next, what to say when one of your creditors rings up demanding payment and where to hide when the door bell rings. My breaking point came when one of my creditors rang me as I was putting the evening meal out, I broke down crying, shouting and begging them to leave me alone, eventually I put the phone down. This was the point when I decided enough was enough, and it was time to take action. How on earth could I continue like this day after day, week after week.
It was time to face the reality that I had got myself into this mess, and it was up to me to get myself out again. I did the all the usual things like contacting the Citizens Advice Bureau, searching the internet for possible consolidation loans and yes I even considered bankcruptcy. For various reasons none of the above were suitable or the route I wanted to take. At the end of the day, I wanted to keep my job, have more money for food and clothing and it was essential that I could still hold a bank account.

After considerable research and many hours af talking to various debt management companies, I found the solution that was right for me. Within one month the phone calls had stopped, I no longer had shady looking characters knocking on my door at all hours of the day and night, and I certainly sleep a whole lot better. I did all the hard work myself and realised that I had found the easy way to deal with my situation

In my opinion, the worst thing about debt is not being able to talk to anyone. Let's face it where do you start?, who do you turn to?, can you deal with this alone?

I am here to help........the greatest feeling for me, was feeling as though I had regained control of my life .. and I want to help you acheive that same great feeling.

I have turned my life around, and now advise people with debt problems for a local Advice Group. There is an easy way to take the first step to freedom, without taking on more debt, without going bancrupt and without losing your sanity.

The first thing is to prioritise your debts, and undestand which can lead to Bailiffs and which can lead to imprisionment..... these are the priority debts... I will help you deal with those first, followed by the non-priority debts. I will show you how to negotiate with your creditors and help you decide which solution will work best for you. The service I offer is completely confidential and free.

Initial consultation will be via email, I will then contact you by telephone to discuss ways in which your life can be turned around. So come on.... face reality and let's make to day the first day of the rest of your life.

If you prefer to chat with others in the same situation as yourself, please take a look at my forum.

Debt Help

There Is A Way Out Of Debt